Minnie, Mighty Ginnie Mae. No one seems to care today?

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It’s bad enough to think that there’s a some probability that Ginnie Mae can’t produce ownership records on some volume of its mortgages, but consider also that Ginnie Mae, the government agency who guarantees mortgage loans, just maybe be a ticking time bomb ready to implode from its bureaucratic sleep. According to the Bloomberg News article last Friday, February 22nd, numerous lenders […]

Fed rate cuts may not resolve US economic constraints nor the international ramifications of what happened on Greenspan’s watch?

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Today Fed Chief Bernanke articulated both how and why investor confidence has been so severely shaken in the US financial markets—not just in the sub-prime mortgage market but also in the insured, high quality mortgage market as well as in money market funds. His speech was well-prepared and served as a sobering explanation of what has […]

Why doesn’t the Government cap Credit Card Interest Rates?

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Bowing to the dictates of Wall Street, the US Fed has now twice cut the Federal Funds rate to demonstrate it is listening to the markets. But to SB such policy is one part…

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